Case Studies
How we’ve helped previous clients’
Loan Type: Buy-to-Let
Loan Amount: £368,000
Location: Hampshire
The client was seeking to purchase a new holiday let property, a four-bed detached house by the sea, with a purchase price of £535,000.
This was a holiday let property which didn’t have ASTs in place and wouldn’t meet the lender’s affordability solely on the market rental income, so the lender based the affordability on the director’s personal income and the mortgage was successfully completed.
Loan Type: Bridging finance to development and Hold
Loan Amount: £260,000
Location: Cambridgeshire
The client in this case was looking to purchase a semi – detached house in Cambridgeshire.
The client had identified the property as suitable for permitted development planning into a six-bedroom HMO. Funds were made available for the initial purchase. Once planning was received the conversion works were 100% funded, with the exit onto a term HMO buy to let mortgage.
Loan Type: Commercial mortgage for owner occupier
Loan Amount: £390,000
VAT Loan Amount: £78,000
Location: Midlands
The client approached us for help in funding for the purchase of their own premises. We arrange the funding with a high Street Bank on good terms along with a short-term VAT loan to cover the VAT element of the purchase short term.
Loan Type: Part Owner and part Investment Mortgage
Loan Amount: £240,000
Location: Wales Borders
Loan arranged for a First-time property buyer, buying their five-year leased premises, using the ground floor to continue to trade and the first floor flat to rent out for further income.
Loan Type: Investor bridge finance and term loan
Loan Amount Bridge: £340,000
Loan Amount Term: £430,000
Location: Gloucestershire
Very experienced Investors with portfolio of sizable properties. Buy, refurbish to a high standard, refinance and hold in their portfolio. We have completed several bridge finance to term lends for this client.
Loan Type: Development Funding
Loan Amount: £3,000,000
Location: Cumbria
The client was purchasing a site with planning for Ten detached homes.
The properties would be built and sold on the open market to end users. The development loan provided funds for the initial purchase of the land and associated costs with the development loan drawn down in stages at the completion of different stages of the build.
